Our customers say
4.6 out of 5 based on 5476 reviews
Why compare car insurance
with Compare Club?
Find savings and benefits
With the right insurance in place, you can drive with confidence knowing you're always protected while on the road.
Hassle-free comparison service
Compare Club helps you find a policy that matches your needs and budget, giving you more control over your car insurance decisions.
Guaranteed best cover at the best price
Get a clear picture of how much you'll need to pay in premiums every month, whilst also tailoring your insurance to match your individual driving habits.
No hidden costs or confusing jargon
Compare Club finds the perfect car insurance for you—better value or a policy for your lifestyle. Free.
Stay informed about the latest developments in car insurance to make smarter decisions.
Advanced technology in modern cars has increased repair costs, pushing up premiums.
Electric and hybrid vehicle insurance costs are rising due to specialised repair requirements.
New EV models (e.g., Cupra Born, Kia EV3) are influencing policy options and premiums.
Industry experts call for government investment in EV mechanic training to reduce repair and insurance costs.
More insurers are adopting telematics, offering customised premiums based on driving habits.
This is ideal for safe drivers seeking to lower their costs.
Shop around, review policies, and look for discounts to offset rising premiums.
Consider bundling car insurance with other policies or opting for a higher excess for better rates.
Last updated 15 December 2024*
Compare Club makes it a breeze to compare your options and find a better car insurance policy that suits your needs and budget.
Protects against damage to your own vehicle and other vehicles or property, regardless of fault.
Inclusions: Theft, fire, vandalism, accidental damage, and third-party liability for property or vehicle damage.
Optional Extras: Roadside assistance, windscreen replacement (varies by policy), and hire car coverage while your car is repaired.
Does not cover: Wear and tear (aging, breakdowns, maintenance) and uninsured incidents such as driving under the influence, unapproved vehicle modifications, or unauthorised usage
Provides liability protection plus coverage for fire damage and theft of your car.
Inclusions: Third-party liability for property and vehicles, fire damage to your car, theft, and attempted theft.
Optional Extras: Hire car cover, windscreen replacement, and roadside assistance.
Does not cover: Your car in accidents if you are at fault, wear and tear (aging or breakdowns), and personal belongings unless specifically included.
Affordable protection for damage caused to other vehicles or property.
Inclusions: Third-party liability for property and vehicles and legal costs if you’re sued for damages.
Optional Extras: Roadside assistance, hire car cover, and uninsured driver cover (up to $5,000 for repairs if hit by an uninsured driver).
Does not cover: Your own car (no repairs or replacement), theft, fire, or damage caused by natural disasters.
The average cost of comprehensive car insurance in Australia varies widely and this cost is influenced by multiple factors that insurers consider when assessing the risk associated with insuring your vehicle, and those who drive it.
Why Australia loves saving money
with Compare ClubShowing our 4 & 5 star reviews
by Lionel Duckworth
Your representative was friendly
Your representative was friendly, helpful and efficient.
by Vlado
Everything was explained to me by an…
Everything was explained to me by an experienced person that was most helpful. 👍
by Chiedza
It was wonderful having Beth guide me…
It was wonderful having Beth guide me through the process, she was super helpful and patient and great with responding to my endless questions. It was a great experience Beth rocks this job.
by customer
Very polite and listened to your…
Very polite and listened to your thoughts. explained everything well but not 5 stars as I was told it would only take a few minutes and it probably took almost 1/2 hr!
by George
Rebecca Kidd, your team member was very courteous and helpful. and…
Your team member was very courteous and patient in explaining the cost difference between my existing plan and her proposed plan. It was clear and simple.
by Beryl
I feel I was given information I…
I feel I was given information I needed, and comparisons.
by Cara
Dan was extremely helpful at finding me the best deal
Dan I extremely helpful
by Ramlah
My experiences always turn in good new
My experiences always turn in good new, job well done team.
by Catherine
Excellent service
Excellent service! Titin Mubarokah Was fantastic every step of the way. Titin went above and beyond to be sure we understood and to guide us. Titin continued to keep in touch from beginning to end, and continually throughout our process. Titin also continued to make sure we understood our situation, the process and all the next steps that were coming up. Titin worked hard to be sure our process was done quick, sufficient and as simple as possible. Titin was very caring, understanding, patient and very good at her job. Highly recommend Titin Mubarakah Thank you ☺️
by Zakia Beattie
Gratitude
Dear Titin, I am writing to express my sincere gratitude and extend my heartfelt thanks for the outstanding and excellent service you and your team have recently provided. Your expertise, promptness, attention to detail was greatly appreciated and played a significant role in the positive outcome of my loan. The assistance I received was not only prompt but also executed with exceptional proficiency. Your commitment to delivering high-quality service in a timely manner is greatly appreciated. Thank you again for your dedication and professionalism. Sincerely, Zakia
by Helen
The representative was courteous and…
The representative was courteous and friendly. No pressure andxall my questions and doubts were answered.
by Fleur
Informative Information
Troy was clear and informative about our choices. He was happy to clarify more than once if we were not sure. He followed up on additional questions from us so we felt we were making an informed decision.
by Gregory
Andrew Taylor is the best rep.i have…
Andrew Taylor is the best rep.i have dealt with of all sales rep selling any product
by Kym Fuss
Great friendly service
Great friendly service. Explained everything I needed to know. Information provided was accurate, concise.
by Janis Couchman
Yes My Dear Compare Club I did given…
Yes My Dear Compare Club I did given you a 4 Star Scores Cause Your Consultant, Jerry were gave me Great advice and Valueable info on Electricity prices on Origin Energy and I have decided to ask Jerry to Submit me on a Yearly subscription 😀 xo
by Alan Kennedy
All the transfer information was sent…
All the transfer information was sent and the change over happened quickly without any hickups saving me both time and money and probably would never have happened if it had been to my own organizing
by Adrian
Excellent service and friendly staff
Excellent service and friendly staff
by Alan Nankin
Excellent and quick results
Excellent and quick results. Highly recommended
by Brian
No mucking around
No mucking around, good information, no pressure. Ardian new her stuff and did a great job.
by Stephen
The person I spoke to was more than
The person I spoke to was more than helpful. He explained what I was signing up for etc. He also offered further support with my electricity bill
Paul Coughran is the general manager of emerging verticals at Compare Club. Paul has over 20 years of experience across a wide range of industries including Banking and Finance, Telecommunications and Energy. Paul leads a team of trusted experts dedicated to helping individuals make informed decisions about their insurance and utilities needs.
Meet our car insurance expert, Paul Coughran
Paul's top car insurance tips
Regularly compare your insurance policies. You could be paying for cover you don’t need. Shopping around every so often can save you a fair bit, maybe even hundreds each year.
Don’t just look at the premium, check the excess too. While a higher excess might bring down your premium, remember you’ll have to fork out more if you do need to claim.
Double-check what’s included in your policy. Extras like windscreen cover or roadside assistance might not be part of the deal and could cost you more.
If you don’t drive much, consider usage-based insurance. Some policies base your cost on how much you actually drive, if you work from home or only use your car for short trips this might be a much better option.
Car Insurance FAQs
Things you should know
Compare Club Car Insurance is an online financial comparison service and is owned and operated by Compare Club Australia Pty Ltd (ACN 634 600 007). Compare Club does not compare all brands or all products offered by all brands.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Please check with a financial professional before you make any major financial decisions.
Any advice given here is general and has been prepared without considering your current objectives, financial situation or needs. Therefore, before acting on this advice, you should consider the appropriateness of the advice having regard to those objectives, situation or needs.
You should consider the insurers PDS prior to making the decision to purchase their product. For more information please read our Financial Services Guide (FSG) which contains further information about how our service works and how we make money.