Balance transfer
Purchase rate
Annual fee
Get a 0% interest for 14 months on balance transfers, 2 points per $1 on eligible spending and complimentary travel insurance.
If you want to pay off existing debt, you can take advantage of an introductory 0% p.a. on balance transfers for the first 14 months. At the end of the introductory period, any remaining balance transfer debt attracts a 20.7% p.a. interest rate.
You can also earn up to $54 in gift cards when you spend $5,000 per month on your Black card with Macquarie Rewards.
Main features
Rate type | Rate % | Duration |
---|---|---|
Purchases | 20.7% p.a. | - |
Fees
Fee type | Fee % | Min fee $ |
---|---|---|
Cash advances | - | - |
Fixed Fees
Fixed fees | Fee $ | Fee amount |
---|---|---|
Annual fee | $149 | per year |
Monthly fee | - | - |
With the Macquarie Black Card, you'll have access to the Macquarie Rewards program, which offers 2 points per $1 spent with your card on eligible purchases. Redeem eGift cards using Macquarie Marketplace, from over 50 popular retailers including Myer, Woolworths and Amazon.
Approval is subject to Macquarie credit criteria and suitability assessment. Terms and conditions apply and are available upon request. Fees and charges apply. Allow up to 10 working days to process your application.
Macquarie Reward points are earned on up to $200,000 of spend annually on the Macquarie Visa Platinum Card and no points cap on the Macquarie Black Card. Macquarie Rewards are subject to the Macquarie Rewards Program Terms and Conditions. Macquarie Reward points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Macquarie Rewards Program Terms and Conditions.