Balance transfer
Purchase rate
Annual fee
Enjoy low annual fee, a 0% p.a. balance transfer for 14 months and no international purchase fees. Earn up to $20 in gift cards when you spend $3,100 per month on your Platinum card with Macquarie Rewards.
With the Macquarie Platinum Card, you'll have access to the Macquarie Rewards program, which offers 1.25 points per $1 spent with your card on eligible purchases. Redeem eGift cards using Macquarie Marketplace, from over 50 popular retailers including Myer, Woolworths and Amazon.
Main features
Rate type | Rate % | Duration |
---|---|---|
Purchases | 20.7% p.a. | - |
Fees
Fee type | Fee % | Min fee $ |
---|---|---|
Cash advances | - | - |
Fixed Fees
Fixed fees | Fee $ | Fee amount |
---|---|---|
Annual fee | $99 | per year |
Monthly fee | - | - |
0% p.a. on balance transfers. This card offers an introductory 0% interest rate on balance transfers for the first 14 months. At the end of the introductory period, the variable interest rate of 20.7% p.a. will apply to any debt remaining from the balance transfer. You can request a minimum balance transfer amount of $500 from banks, other financial institutions or store cards (excluding any accounts issued by Macquarie). Note that Macquarie also reserves the right to not process a balance transfer request.
Macquarie Rewards program. This card offers 1.25 points per $1 on eligible purchases for spending of up to $200,000 per year. Eligible transactions cover most everyday transactions including groceries, petrol, dining, travel bookings and retail purchases. Transactions that don't earn points include cash advances, balance transfers and BPAY payments. The Macquarie Reward points you earn can be redeemed for eGift cards or cashback via the Macquarie Mobile Banking app or Macquarie online.
Macquarie Reward points are earned on up to $200,000 of spend annually on the Macquarie Visa Platinum Card and no points cap on the Macquarie Black Card. Macquarie Rewards are subject to the Macquarie Rewards Program Terms and Conditions. Macquarie Reward points are not earned on cash advances, balance transfers or other restricted transactions detailed in the Macquarie Rewards Program Terms and Conditions.
The annual fee information displayed on this page applies to new customers only. Existing customers may be subject to a different annual fee and should refer to their Financial Table for the annual fee that applies to their account. Other fees and charges may apply.