Balance transfer
Purchase rate
Annual fee
Get 0% on balance transfers for 14 months, 0% foreign transaction fees and a $69 annual fee. Plus, the Macquarie RateSaver credit card has the same 15.95% p.a. variable interest rate for purchases and cash advances.
The Macquarie RateSaver credit card has the same 15.95% p.a. variable interest rate for purchases and cash advances.
It also offers an introductory 0% p.a. interest rate on balance transfers for the first 14 months from the date your account is approved. At the end of the introductory period, the card’s 15.95% p.a. variable rate will apply to any remaining debt from the balance transfer.
Main features
Rate type | Rate % | Duration |
---|---|---|
Purchases | 15.95% p.a. | - |
Fees
Fee type | Fee % | Min fee $ |
---|---|---|
Cash advances | 3% | $5 |
Fixed Fees
Fixed fees | Fee $ | Fee amount |
---|---|---|
Annual fee | $69 | per year |
Monthly fee | - | - |
Macquarie’s basic credit card provides great value with low fees and rates, no international purchase fees and access to award-winning digital banking.
A low annual fee of only $69 means more money in your pocket.
Enjoy a low interest rate of 15.95% p.a. and up to 55 days interest free on purchases.
Need a balance transfer? Get a 0% p.a. balance transfer for 14 months from credit card approval. Plus keep your interest free period on purchases.
The 0% p.a. applies to balances transferred with this offer for the first 14 months from the date your account is approved and then reverts to the standard variable interest rate for purchases, which is currently 15.95% p.a. for the Macquarie RateSaver Card. Interest rates are variable and subject to change. Minimum repayments are required.
Approval is subject to Macquarie credit criteria and suitability assessment. Terms and conditions apply and are available upon request. Fees and charges apply. Allow up to 10 working days to process your application.