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Westpac

Up to 120,000 bonus Qantas Points

Westpac Altitude Qantas Black

Balance transfer

Not Available

Purchase rate

20.99%

Annual fee

$150 1st year

Earn 120,000 bonus Qantas Points. 90,000 Qantas Points if you spend $6k on eligible purchases within 120 days of new card approval and additional 30,000 points after your first eligible purchase in your 2nd year. Plus discounted annual fee or the first year.

HIGHLIGHTS

120,000 bonus Altitude Points with $6k spend on eligible purchases† within 120 days of card approval.

Earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually.

Discounted $150 annual fee for the first year and $370 thereafter.

New cards only. T&Cs and exclusions apply.

Main features

Rate type	Rate %	Duration
Balance transfers	-	-
Purchases	20.99% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee Thereafter	$150 $370	1st year per year
Monthly fee	-	-

MORE INFORMATION

Discounted $150 annual fee for the first year and $370 thereafter.

Up to 45 days interest free on retail purchases

20.99% P.A standard interest rate thereafter

21.99% P.A cash advance rate

Complimentary insurance covers and airport lounge passes

0.75 Qantas Points per $1 spent

$15,000 - $75000 credit limit.

TERMS & CONDITIONS

To be eligible for up to 120,000 bonus Qantas or Velocity Points, you must apply and be approved for a new Altitude Qantas Black or Altitude Velocity Black credit card between 2nd November 2023 and 30th November 2024.You will receive an initial 90,000 bonus points if you spend $6k or more on eligible purchases within 120 days of card approval. These will be credited to your points balance within 12 weeks of meeting this spend criteria.You will receive an additional 30,000 bonus points if you keep your account open for more than 12 months and continue to use the card. These additional points will be credited to your points balance within 12 weeks, after the first eligible purchase is made in the second year of your card account being active. 45 Interest free days period is available when you pay the Closing Balance (or the Monthly Payment Balance if you have a Balance Transfer, a SmartPlan or a PartPay Card) in full by the payment due date.

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